Effective:02/20/12
| Account Product Name |
Minimum Opening
Deposit |
Interest Rate |
Annual Percentage
Yield (APY) |
| Now Personal Checking Account1 |
$1,000 |
0.05% |
0.05% |
| The minimum balance required to obtain the Now Personal Checking Account APY is $1,000.00 |
| Money Market Account1 |
$1,000 |
0.10% |
0.10% |
| The minimum balance required to obtain the Main Money Account APY is $2,500.00 |
| Main Money1 Business Only |
|
|
|
| $2,500.00 - $9,999.99 |
|
0.07% |
0.07% |
| $10,000 - $24,999.00 |
|
0.10% |
0.10% |
| $25,000 - $49,999.99 |
|
0.15% |
0.15%
|
| $50,000 - $999,999.99 |
|
0.23% |
0.23% |
| $1,000,000.00 - Over |
|
0.20% |
0.20% |
MainStream Savings Account *
|
$5,000 |
0.85% |
0.85% |
| MainStream Savings Account II * |
$5,000 |
0.85% |
0.85% |
| MainStream Savings Account III * |
$5,000 |
0.85% |
0.85% |
| MainStay Savings Account |
$100 |
0.20% |
0.20% |
| $100 - $2,499.99 |
|
0.20% |
0.20% |
| $2,500 - Over |
|
0.83% |
0.83% |
| Health Savings Accounts |
$100 |
0.15% |
0.15% |
| $100 - $2,500.00 |
|
0.15% |
0.15% |
| $2,501 - $9,999.99 |
|
0.15% |
0.15% |
| $10,000 - $24,999.00 |
|
0.20% |
0.20% |
| $25,000 - $49,999.99 |
|
0.25% |
0.25% |
| $50,000 - $99,999.99 |
|
0.25% |
0.25% |
| $100,000 - Over |
|
0.25% |
0.25% |
| Personal Savings1 |
$100 |
0.15% |
0.15% |
| The minimum balance required to obtain the Personal Savings APY is $100 |
| Basic Business Checking Plus Interest1 |
$750 |
0.05% |
0.05% |
| |
|
|
|
| Basic Business Savings1,2 |
$500 |
0.10% |
0.10% |
| |
|
|
|
| The minimum balance required to obtain the business Savings APY is $500 |
|
1 The interest rate and the annual percentage yield may change after account opening
2 The minimum balance required to obtain the APY is $500 for business savings
* These products are no longer available
Fees could reduce earnings
|
|