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MainStream Banking ACH Origination
Checking & Savings Rates

 

                                                                                                                Effective:  09/22/2014

Account Product Name Minimum Opening
Deposit
Interest Rate Annual Percentage
Yield (APY)
Now Personal Checking Account1 $1,000 0.05% 0.05%
The minimum daily balance required to obtain the Now Personal Checking Account APY is $1,000.00
Money Market Account1 $1,000 0.07% 0.07%
The minimum daily balance required to obtain the Main Money Account APY is $2,500.00
Main Money1 Business      
   $2,500.00 - $9,999.99   0.07% 0.07%
   $10,000 - $24,999.00   0.10% 0.10%
   $25,000 - $49,999.99   0.13%

0.13%

   $50,000 - $999,999.99   0.15% 0.15%
   $1,000,000.00 - Over   0.15% 0.15%
MainStream Savings Account *
$5,000 0.45% 0.45%
MainStream Savings Account II * $5,000 0.45% 0.45%
MainStream Savings Account III * $5,000 0.45% 0.45%
MainStay Savings Account  $100 0.20% 0.20%
   $100 - $2,499.99   0.20% 0.20%
   $2,500 - Over   0.45% 0.45%
Health Savings Accounts under $1.00 0.00% 0.00%
   $1.00 - $2,499.99   0.07% 0.07%
   $2,500 - $9,999.99   0.07% 0.07%
   $10,000 - $24,999.00   0.10% 0.10%
   $25,000 - $49,999.99   0.15% 0.15%
   $50,000 - $99,999.99   0.15% 0.15%
   $100,000 - Over   0.15% 0.15%
Personal Savings1 $100 0.10% 0.10%
The minimum daily balance required to obtain the Personal Savings APY is $100
Basic Business Checking Plus Interest1 $750 0.05% 0.05%
        
Basic Business Savings1,2 $500 0.10% 0.10%
 Main Bank Bank 1st MMA Accts *      
Basic MMA $100 0.07% 0.07%
Premium MMA $5,000 0.07% 0.07%
Silver MMA $10,000 0.10% 0.10%
Gold $50,000 0.17% 0.17%
Platinum $100,000 0.20% 0.20%
The minimum daily  balance required to obtain the business Savings APY is $500

1 The interest rate and the annual percentage yield may change after account opening. Main Money Accounts are also available for Consumers. Please call us at (505) 880-1700 for the current rates.
2 The minimum balance required to obtain the APY is $500 for business savings
* These products are no longer available

Fees could reduce earnings all on accounts.

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Main Bank • 2424 Louisiana Blvd. NE • Albuquerque, NM 87110
Phone: (505) 880-1700 • Fax: (505) 880-1777 • Email: Map

 

Ameriplex Mortgage, a division of Main Bank • 8421 Osuna Road NE • Albuquerque, NM 87111
Office Phone: (505) 275-3040 • Fax: (505) 275-1718 • Toll Free Phone: (800) 375-9101 • Map