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MainStream Banking ACH Origination
Time Deposit Rates

 

                                                                                                                  Effective: 02/01/2016

Account Product Name Minimum Opening
Deposit
Interest Rate Annual Percentage
Yield (APY)
6 Month Certificate of Deposit1,2 $1,000    
  Balances Over $1,000   0.46% 0.46%
12 Month Certificate of Deposit1,2 $1,000    
  Balances Over $1,000   0.56% 0.56%
18 Month Certificate of Deposit1,2 $1,000    
 Balances Over $1,000   0.76%

0.76%

24 Month Certificate of Deposit1,2 $1,000    
   Balances Over $1,000   0.96% 0.96%
36 Month Certificate of Deposit1,2 $1,000    
   Balances Over $1,000   1.40% 1.41%
48 Month Certificate of Deposit1,2 $1,000    
    Balances Over $1,000   1.54% 1.55%
60 Month Certificate of Deposit1,2  $1,000    
    Balances Over $1,000   1.89% 1.90%
12 Month IRA Certificate of Deposit1,2 $500    
   Balances Over $500   0.56% 0.56%
24 Month IRA Certificate of Deposit1,2 $500    
  Balances Over $500   0.76% 0.76%
The minimum daily balances required to obtain the IRA CD APY is $500.
1 A penalty may be imposed for early withdrawal.
2 The minimum daily balance required to obtain the APY is $1000.  $500 for IRA Accounts

Fees could reduce the earnings on all Accounts.

 

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Main Bank • 2424 Louisiana Blvd. NE • Albuquerque, NM 87110
Phone: (505) 880-1700 • Fax: (505) 880-1777 • Email: Map