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MainStream Banking ACH Origination

 

                                                                                                                Effective:  02/03/2020

Account Product Name Minimum Opening
Deposit
Interest Rate Annual Percentage
Yield (APY)
Now Personal Checking Account1 $1,000 0.05% 0.05%
The minimum daily balance required to obtain the Now Personal Checking Account APY is $1,000.00
Money Market Account1 $1,000 0.18% 0.18%
The minimum daily balance required to obtain the Main Money Account APY is $2,500.00
Main Money1 Business      
   $2,500.00 - $9,999.99   0.44% 0.44%
   $10,000 - $24,999.00   0.45% 0.45%
   $25,000 - $49,999.99   0.46%

0.46%

   $50,000 - $999,999.99   0.51% 0.51%
   $1,000,000.00 - Over   0.41% 0.41%
MainStay Savings Account 3  $100 0.20% 0.20%
   $100 - $2,499.99   0.20% 0.20%
   $2,500 - Over   1.01% 1.01%
Health Savings Accounts under $1.00 0.00% 0.00%
   $1.00 - $2,499.99   0.07% 0.07%
   $2,500 - $9,999.99   0.44% 0.44%
   $10,000 - $24,999.00   0.46% 0.46%
   $25,000 - $49,999.99   0.51% 0.51%
   $50,000 - $99,999.99  

0.53%

0.53%
   $100,000 - Over   0.60% 0.60%
Personal Savings1 $100 0.07% 0.07%
The minimum daily balance required to obtain the Personal Savings APY is $100
Basic Business Checking Plus Interest1 $750 0.05% 0.05%
        
Basic Business Savings1,2 $500 0.10% 0.10%
 Main Bank Bank 1st MMA Accts *      
Basic MMA $100 0.15% 0.15%
Premium MMA $5,000 0.25% 0.25%
Silver MMA $10,000 0.27% 0.27%
Gold $50,000 0.35% 0.354%
Platinum $100,000 0.35% 0.35%
The minimum daily  balance required to obtain the business Savings APY is $500

1 The interest rate and the annual percentage yield may change after account opening. Main Money Accounts are also available for Consumers. Please call us at (505) 880-1700 for the current rates.
2 The minimum daily balance required to obtain the APY is $500 for business savings

3 The minimum daily balance required to obtain the higher APY is $2,500 for Mainstay Savings.
* These products are no longer available

Fees could reduce earnings all. We reserve the right to at any time require not less than 7 days' notice in writing before any withdrawals from an interest bearing account. on accounts.

 

Blue Line

Main Bank • 7300 Menaul Blvd. NE • Albuquerque, NM 87110
Phone: (505) 880-1700 • Fax: (505) 880-1777 • Email: Map
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